Loan Options Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. Get Started Learn More PurchaseFixed Rate MortgageInterest Rate and payments remain the same for the entire term of the loan. FHA LoanAn FHA loan provides a government-insured loan with flexible loan options. VA LoanVA Loans offer flexible options as either fixed-rate or ARM mortgages. Jumbo LoanJumbo loans offer maximum flexibility for home financing for larger loans. First Time Home BuyerPopular loan programs for first time home buyers. Investment PropertyMortgage loan programs for vacation and investment properties. RefinanceRefinanceMortgage refinancing may lower your monthly payments. Cash-Out RefinanceAccess home equity for various purposes. VA Loan RefinanceThere are two main ways to refinance your VA loan.